select cat from directory where is_archived=0 and site_url != '' and (city='universal' OR city='universal') and (state='IN' OR state='Indiana')
select cat from directory where is_archived=0 and site_url != '' and (city='universal' OR city='universal') and (state='IN' OR state='Indiana')
union
select cat from affiliate_directory where is_archived=0 and site_url != '' and (FIND_IN_SET('universal', city) OR city='all' ) and (state='IN' OR state='Indiana' OR state='all')